Paypoint
Pay bills and top up at your local SPAR
PayPoint is available at participating SPAR stores, making it easy to manage your household payments, top up utilities and stay on top of everyday bills – all while you do your shopping.
What is PayPoint?
PayPoint is a payment service that allows you to pay a wide range of bills and make everyday payments in person at participating retail locations. With PayPoint at SPAR, you can take care of essential payments quickly and conveniently without needing to go online or visit a bank.
What can I use PayPoint for?
PayPoint at participating SPAR stores can be used for a range of everyday transactions, including:
- Paying household bills – gas, electricity, water and more
- Topping up prepayment energy meters
- Topping up your mobile phone
- Making council tax and other local authority payments
- Paying TV licence fees
- Other bill payment services
How to use PayPoint at SPAR
Using PayPoint at SPAR is simple. Bring your payment card, barcode or account reference to your nearest participating store and ask a member of staff for assistance at the PayPoint terminal. Most transactions take just a few minutes.
Store Finder
Find your nearest PayPoint at SPAR
PayPoint is available at participating SPAR stores only. Use our store locator to find your nearest store with PayPoint.
Related services
Many SPAR stores also offer these additional payment and financial services:
Frequently Asked Questions
Got a question about PayPoint at SPAR? Here are answers to some of the most common queries we receive.
PayPoint covers a wide range of bill types including gas, electricity, water, council tax, TV licence fees and more – but not every biller is registered with PayPoint. The easiest way to check whether your bill can be paid via PayPoint is to look for the PayPoint logo on your bill or statement, or to contact your biller directly. If your provider accepts PayPoint payments, you'll be able to pay at any participating SPAR store.
PayPoint transactions are typically free of charge at the point of use in store – you pay the amount shown on your bill and nothing more. However, some billers may apply their own service charge or convenience fee on top of the payment amount, so it's always worth checking with your biller before you visit. Any applicable fees will be made clear during the transaction.
What you need depends on the type of payment you're making. For most bill payments you'll need your payment barcode – usually found on your bill, statement or a payment card issued by your provider. For some payments you may need your account reference number instead. If you're topping up a prepayment meter, you'll typically need your top-up key or smart meter card.
If you're unsure what to bring, check with your biller beforehand or call ahead to your local SPAR store – it's better to confirm before your visit than to make an unnecessary trip.
Yes – prepayment meter top-ups for gas and electricity are one of the most common uses of PayPoint, and this service is available at participating SPAR stores. Simply bring your top-up key or smart meter card and the amount you'd like to add, and a member of staff will be able to process the top-up at the PayPoint terminal. It's a quick, straightforward process that typically takes just a couple of minutes.
Transaction limits vary depending on the biller and the type of payment being made. Some billers set their own maximum payment amounts, while others may have no upper limit. If you need to make a large payment and are unsure whether it can be processed in a single transaction, it's worth checking with your biller or contacting your local SPAR store before your visit to avoid any issues.
PayPoint is available at participating SPAR stores only and is not offered at every location. The number of SPAR stores offering PayPoint is significant, but availability does vary – so it's worth using our store locator to confirm that your nearest SPAR offers the service before making a specific trip. Many SPAR stores also offer related financial services including cashback, ATM and e-top up, making it easy to take care of multiple errands in one visit.